• Phoenixz@lemmy.ca
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    5 months ago

    Well yeah but… Fake money, is “real” money real? The support structures behind bitcoin and dollars or euros are different and both have positive and negative aspects. All in all bitcoin is worse, mainly for the power usage, but if it comes to ease and speed of transfer for the average user bitcoin rules. I guess we can mostly thank banks for that.

    • explodicle@sh.itjust.works
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      5 months ago

      This raises the question of how much pollution is created by the dollar in the form of increased consumption from shortened time preferences. The dollar inflates to encourage people to spend more now instead of save, so that the economy gets bigger.

      • Churbleyimyam@lemm.ee
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        5 months ago

        Man it’s so brutal when you think about it like that. Inflation is theft by the back door.

          • iopq@lemmy.world
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            5 months ago

            That’s not how it works. When you invest into the stock market, it actually beats inflation in the long run. So inflation doesn’t actually make me spend any more money than I would otherwise, since investing it would still later improve my buying power even more

            • Churbleyimyam@lemm.ee
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              5 months ago

              You mean that investing in the stock market is a hedge against inflation? I can’t argue with that. But not everyone has money to invest in the stock market after rent, bills, food etc. Unless your wages/benefits rise in line with inflation or you have money to spare, you basically only have the option of buying worse stuff or simply going without it.

              • iopq@lemmy.world
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                5 months ago

                If you don’t have money to save, then inflation doesn’t make you spend your money either, since you’re basically spending it all anyway

      • Phoenixz@lemmy.ca
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        5 months ago

        Well yeah, but that you can potentially also do with crypto, I’d say that is a whole other level on top of currencies

    • DarkCloud@lemmy.world
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      5 months ago

      I’m happier about being able to buy drugs on the dark web than I am about giftcards, even though they’re conceptually related (eg. both “fake money”).

      • Phoenixz@lemmy.ca
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        5 months ago

        You shouldN’T have to go to the “dark web” to buy drugs, unless it’s highly destructive like meth

        (on a side note, I hate that dark wev name, it implies something evil, it implies that only hackers can get there, its just sites you won’t regularly find on Google, or different places like telegram channels)

        Edit: damned auto correct

      • Phoenixz@lemmy.ca
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        5 months ago

        Of course, but in the end they both rely on a social contract. Bitcoin is worth x amount because that’s what people are willing to pay for it

      • iopq@lemmy.world
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        5 months ago

        Okay, but national currencies failed before because people would keep dollars and just convert at the time when they need to pay taxes

        Source: I still remember the Soviet ruble collapse and hyperinflation

          • iopq@lemmy.world
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            5 months ago

            It lasted longer in some countries, the Russian ruble was introduced in 1993, in my country the soviet ruble lasted until 1992

    • Obi@sopuli.xyz
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      5 months ago

      Only really true in some countries. In the Netherlands you can extremely easily and instantly transfer money from one account to another (even at another bank) for free, using simply their IBAN. There’s also apps for convenient stuff like requesting a small payment by generating a link or splitting the restaurant bill, etc. Again all working directly with your real bank account.

      In France you need to physically go to your bank’s branch, prove your identity via 4 different pieces of ID, write a physical check, sacrifice a goat to the overlords, and then the transfer will get there in a couple of weeks.

      • Phoenixz@lemmy.ca
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        5 months ago

        Well… Partially. It could be so much more than just nerd investment gambling and criminal money, but the technology is just fundamentally too flawed for that.

          • Phoenixz@lemmy.ca
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            5 months ago

            I’m referring to all blockchain based ones. Block chain, by design, is beyond extremely inefficient

            • iopq@lemmy.world
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              5 months ago

              There are ones based on mesh structures, and other shit I don’t quite understand. By design, having multiple currencies offloads a lot of the transaction cost.