

Yeah I can already see it, everything that is wrong, yeah its the Dems fault. We really really want to fix it, but those damned Dems are blocking everything.
I would not be surprised shit goes to absolute hell by the end of the year with the AI bubble popping and we get another terrible Republican president because of the timing with the election now.















Does your bank not offer this as a basic service? I think most banks do.
You can assign incoming and outgoing transactions into folders and do stuff like assign repeating transactions automatically to a folder and set targets. So you can make a folder “Saving for a new car” and occasionally add some money to that. Or create a folder “Rent money” and make sure it’s topped off and rent payments always go out of that folder. You can setup so a part of your wage automatically gets assigned to that folder for example, so you can easily see how much you have left after assigning money to stuff like rent/mortgage and a food budget for example.
I thought all banks offered this, but it might be different in other countries, or perhaps a paid service?
But even if the bank doesn’t offer this, people used to do this in spreadsheet software or dedicated software for years. And even before that, a lot of people used to do this kind of stuff in a little book. In a lot of languages there is even a name for this called Haushaltsbuch in German and Kakeibo in English (from Japanese). I used to do it in Lotus 1-2-3 back in the 80s, later in the 90s I think I had Microsoft Money which worked pretty good, but a spreadsheet was more flexible.
So nobody is stopping you, you can just do this.