You are supposed to, but it is only insured to 250k. That might seem like a decent amount but if you suffer inflation and a government that is inclined to decrease FDIC rather than increase, you might end up not really getting much value out of that cash.

250k is not a very big nest egg for retirement.

Your funds might be in a HYSA but the bank holding them probably has them in stocks and bonds.

So if the stocks fall enough you won’t have your money anyways.

Now you could say you want to hold onto cash instead, but the only fix for the banks not having money is to print money which makes cash worth less.

Okay but what if you held gold or other minerals. Well the value of those comes from the perception that they could be used to trade when other things fail, but even if milk is $500 a gallon no grocery store is going to take gold as it isn’t able to be insured and tracked. So the value of gold also will drop as it can’t actually be used for goods and services.

So basically you can’t isolate yourself and protect yourself from societies stupidity. Its all a gamble and maybe your option works out or maybe it doesn’t but there isn’t a clear way to avoid the problem.

Sometimes I do. We have great healthcare. Can send a couple pics of a scrape like that and they note it incase anything happens which pretty much is never. And we can count the topical we buy or have delivered against the deductible.

It helps get the system down pat and shows our kid how to use it incase they have bigger questions for their doctor later or need to take care of a more serious problem without us.

The only people who progressives lose to are the Democrats. Even in cases where they win a primary they get kneecapped by the DNC. Most US progressives come in with wild ideas like making the rich pay things instead of poor people. Making sure water is clean. Keeping the government out of our bedrooms. Governing rather than blustering. They also tend to be relatable as most have worked at least one real job in their life.

Who in the world eats hard shell tacos?

I hearby ask you to fight whatever battles you want, as long as you’re not a dick to anyone about it. Hopefully this frees up any confusion.

Everyone should see a therapist. Not every day or even every year but it’s one of the best preventative measures you can have. People bring it up because a lot of folks who struggle with basic emotional health problems don’t see one or feel a stigma around it.

If your therapist sucks or just isnt a good fit for you, you find a new one. Like you would a mechanic, or doctor, or barista.

I believe the rule is any food that is perfect for eating on the road while you drive 45min from your first job, to your second part time night shift job. All of that kind of food doesn’t exist in Europe or at least isn’t popular for some reason.

It is the progressive party. But they can’t win a local council seat let alone any valuable position. But they run for President every year and normally run one of their established candidates. The right gains more by supporting them.

That said funding is questionable. They normally have their primary debate around a rental folding table. Im shocked they can even afford chairs.

The reminder is due to the fact that she never should have been the candidate in 2024 in the first place. She was not even in the top 5 in 2020. She didn’t do anything during her time as VP that made up for that gap. She was pushed in because the folks above her were two leftists, a gay man, and a rich DINO.

I don’t know that she would win California and if California goes to a Republican governor that takes away one of the handful of hail mary possible counter balances to Trump right now in a possible secession action. Right now if Trump attacked Mexico and Canada it isnt unreasonable to think some states would actively refuse to support the action but if California or New York were not both states to support it then it would be meaningless.

Why is your hobby more important than their hobby?

Would be sick to get to vote for someone who actually had opinions and goals and stood for something. If we want to vote for just the general prevailing opinion we should just run an LLM and train it on superbowl commercials and cable news.

Ukraine was the 3rd largest nuclear power in the world, and is famous for it’s history with nuclear energy.

The issue here is that them starting the enrichment process is grounds for the start of WW3, and they wouldn’t complete the effort in time to offensively defend themselves. You’d have to give them entirely complete nukes and even that would just mean it’s nuke launchin time for a number of folks.

Debian tends to be a liiiiitle bit behind Fedora and because gaming on Linux is accelerating in popularity, being ahead can provide big gains in performance.

Can you manually handle all of that? Sure. I mean I have Mint on my side desktop with a custom Kernel but I recognize that I am dropping a V8 into a Mini Van.

Every year they relaunch classic EverQuest time locked progression. They did that long before WoW did and WoW hired their studio lead to help them improve their implementation of it.

I’m not recommending it, just saying you could still go experience it today. I’d maaaaybe recommend it over Pantheon but it is close.

It’s EverQuest. If you liked Classic/Kunark era EverQuest then you might like this game. The gameplay is very simplistic and heavily leans into you needing to manually go out and build a group of people that have the right classes. You go to an area and kill the same mobs over and over for a couple hours and hope you get something neat or a level.

It’s a 100% perfect addition to THE core combat light puzzle platformer games. It also has an age range of 0-99 by both having cute jokes and references that would appeal to older folks while never being even remotely offensive.

Also yea, what else was there? Closest was make Wukong which primarily crushed the market because it again proved that the new or smaller studios can absolutely give a better AAA experience than the big studios these days by focusing on delivering a game not a storefront

Instead of playing games, go outside, touch grass, undergo the series of organ implantations that are required to become a Space Marine. The only thing holding you back is yourself.

Same could be said for any game. The value mostly of a game is the controlled progression with little impact. If I go start power washing the driveway and then stop at a moments notice to go take a shower and head to work I’m gonna leave a giant mess laying around and a half done driveway.

You have a common and problematic view of things. You asked if you are doing something wrong, it looks like you probably are. I’d advise you question your worldview a bit and talk honestly with folks you feel you can respect on how they got from where you are to where they are.