idk man I just need to vent i guess

my employer “provides” health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that’s half our monthly mortgage payment; it’s 2/3 our monthly grocery bill

why?

  • Blueberrydreamer@lemmynsfw.com
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    1 year ago

    It is definitely bullshit, but your employer isn’t a winner here either, they’re also paying out $600 a month for your $1200/month health insurance.

    The real problem here is why the fuck does health insurance cost as much as housing in this country?

    • AlternatePersonMan@lemmy.world
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      1 year ago

      The biggest kick in the balls is that insurance still doesn’t cover shit. There’s still co-pays, tons of things that aren’t covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.

      Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.

      • Rentlar@lemmy.ca
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        1 year ago

        Dr. Glaucomflecken’s Youtube Skit series on US healthcare has really shown me how fucked up it is…

        Sure, the Canadian government is stealing my paycheque, yadda yadda yadda. Still my health, dental, life supplemental insurance plan costs $800/year and most routine stuff like checkup exams, basic drugs, basic procedures, is free or is in the tens of dollars that I need to pay.

        • Sanctus@lemmy.world
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          1 year ago

          I haven’t been to a dentist in 8 years. I’ve only recently been in a hospital because my back gave out and I was stuck on the floor. Dont let anyone take away that healthcare, dont become like us. This is misery for no reason. My fucken teeth ache.

    • AA5B@lemmy.world
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      1 year ago

      Or more. A lot more.

      I pay $700/mon for a family for health only, not including prescriptions, dental, or vision

      Employer contribution is $1600/mon

      That’s insane

      • TachyonTele@lemm.ee
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        1 year ago

        I’m surprised large companies haven’t pushed back on it.

        I didn’t know much about that side of the insurance pyramid, but I don’t think I’ve ever seen anything about the companys part fighting it in the news.

        • AA5B@lemmy.world
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          1 year ago

          It usually looks like cutting plans, and the adoption of high deductible plans

    • Mango@lemmy.world
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      1 year ago

      More like why do both cost so much? Housing is dramatically cheaper in the good countries.

      • agamemnonymous@sh.itjust.works
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        1 year ago

        The way capitalist free markets are supposed to self-regulate is by customers refusing to buy goods and services which are too expensive. But when the alternative to buying those goods and services is dying in the street, understandably people can’t reasonably refuse.

      • Sauerkraut@discuss.tchncs.de
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        1 year ago

        Capitalism. 40% of Apple’s total revenue goes to shareholders just for existing. Latestagecapitalism is like having a severe tape worm infection. The rich take most of the wealth we create without doing any of the work

    • bendovertherainbow@lemmynsfw.com
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      1 year ago

      Or more.

      Just doing mine now (open enrollment time). No changes to what I had this year, but had a 20% price increase to just under $600.

      My employer is paying $3200 for my coverage (family plan, to be clear). Companies should be in wide support of universal healthcare.

    • nomad@infosec.pub
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      1 year ago

      To be fair, health insurance is equally expensive in Europe. We just discount it a lot for low income families and above average pays a lot more to substitute that missing money.