TBH, an act of God is precisely what you want insurance for.
If we can pass a law requiring insurance companies to cover acts of a god, will they then acknowledge climate disasters as man-made?
That depends on what their accountants think will make them the most short term profits
Yeah I’m getting real sick of that. They should be paying out - and holding big polluters responsible. Their entire industry is failing because of another industry. We should be seeing Geico suing Shell.
This 100%. So, how do we make it so that it’s more profitable for the corporations to go after each other rather than just continuing to bleed we lowly commoners?
We know it’s not God causing the climate disasters.
God created the universe(unless im missing a religion where gods didnt create the universe), which lead to humans, which lead global warming
God is basically as responsible for global warming as humans are if you ignore everything between “the universe is created” and “global warming”
Also, missed opportunity for an oil company to name themselves “God”
Going by that argument though, then EVERYTHING is an indirect act of God.
Bullet wound? Clearly it was God’s will, for ordering the universe in such a way that an individual was armed at that point in time to cause you harm.
Cancer? God willed the carcinoma onto your skin.
Maybe it’s just Argumentum ad absurdum, but insurance companies are basically arguing against their own existence.
Remember God isn’t real though.
According to Wikipedia, there are 4200 religions. I was just covering most cases
Also, im pretty sure there cant be an act of god without a god
The meme has a fair point, but its not my gripe with the insurance industry. Im of the opinion that the managers for collective risk products should not be for-profit organizations.
In the US, if a hypothetical agency or one of those weird orgs like the postal service ran national insurance they would not be as profit driven and their proximity to other governennt bodies would push much needed regulations forward.
Insurance being operated by profit-driven organizations runs into many of the exact same problems as for profit healthcare and oh look, more private insurance fuckery!
Can we take them for court for this and force them to prove God exists. Since they can’t it forces them to cover it…
They don’t usually dodge by claiming act of God.
It’s more like cutting estimates by 90% and threatening adjuster jobs if they don’t.
https://www.cbsnews.com/news/florida-family-hurricane-ian-insurance-payout-accusations-60-minutes/
