OK, but my point was that the hotel will have washed their hands of your debt by the time it’s at a collections agency. How much time does it take you to dispute a collection note on your credit report? I’d guess it takes less time to take the AC unit out of service mode before you check out.
How much time does it take you to dispute a collection note on your credit report?
In most cases seconds. This all works online. There are forms. You should get to know your credit history and how to manage it, it makes a huge difference in your financial life.
I know how credit bureaus work. How often are you doing this that you’re able to find the forms, fill them out, and submit them all within seconds? Not to mention logging in to your accounts…
Even if you’re doing this all the time, it will still take longer than resetting the AC unit before you leave. I don’t know why some people seem to seek out conflicts…
I will not guide you how easy and fast it is to submit disputes, because you seem to think this is contentious and as such you will resist knowledge I share now out of spite, because you’re a human on the internet. But if you’re spending more (or less) than a few minutes a month going through the charges, you either don’t need to or don’t care or never learned. Look into it if you care.
Otherwise, I’m done trying to argue the basic point that “it’s not a big deal to leave the AC reset in a chain hotel” like i’m advocating for Unibomber-level anti establishment actions, you do you.
I think you misinterpreted the tone of my posts, they weren’t meant to be spiteful or imply that you’re advocating for anything bad. I was just trying to point out that sometimes it’s easier to avoid conflict, even if you feel your actions are justified.
OK, but my point was that the hotel will have washed their hands of your debt by the time it’s at a collections agency. How much time does it take you to dispute a collection note on your credit report? I’d guess it takes less time to take the AC unit out of service mode before you check out.
In most cases seconds. This all works online. There are forms. You should get to know your credit history and how to manage it, it makes a huge difference in your financial life.
I know how credit bureaus work. How often are you doing this that you’re able to find the forms, fill them out, and submit them all within seconds? Not to mention logging in to your accounts…
Even if you’re doing this all the time, it will still take longer than resetting the AC unit before you leave. I don’t know why some people seem to seek out conflicts…
I will not guide you how easy and fast it is to submit disputes, because you seem to think this is contentious and as such you will resist knowledge I share now out of spite, because you’re a human on the internet. But if you’re spending more (or less) than a few minutes a month going through the charges, you either don’t need to or don’t care or never learned. Look into it if you care.
Otherwise, I’m done trying to argue the basic point that “it’s not a big deal to leave the AC reset in a chain hotel” like i’m advocating for Unibomber-level anti establishment actions, you do you.
I think you misinterpreted the tone of my posts, they weren’t meant to be spiteful or imply that you’re advocating for anything bad. I was just trying to point out that sometimes it’s easier to avoid conflict, even if you feel your actions are justified.
Have a nice day.