• UnderpantsWeevil@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      5 months ago

      Not for someone with access to the traditional banking sector, no. But for those locked out, it’s the only available alternative.

      • Jiggle_Physics@lemmy.world
        link
        fedilink
        English
        arrow-up
        2
        ·
        5 months ago

        It is only good for that at a limited scale. The issue is that it’s adoption will be stymied, governments not wanting to give up hold to their influence over currency, or not, by the simple fact that it is either in a near constant state of deflation, or it gets abandoned by the broad market. There will have to be one implemented that has it’s scarcity regulated in such a way that it retains a mostly gradual inflation. The way their scarcity is currently designed it essentially forces the currency value to increase significantly, without huge periods without value growth, or it gets dumped.

        A block chain, crypto, that holds a relatively steady value, in a similar manner to normal currency, is what will be needed for it to truly take off as a full market replacement.

        • UnderpantsWeevil@lemmy.world
          link
          fedilink
          English
          arrow-up
          3
          ·
          edit-2
          5 months ago

          That’s just a Stablecoin, like Tether. Unfortunately, stablecoins have a rather tawdry history as ponzi schemes. Terra/Luna being a classic example.

          • Jiggle_Physics@lemmy.world
            link
            fedilink
            English
            arrow-up
            2
            ·
            5 months ago

            Yes, I am also aware of this. The execution of an anonymous currency was done so poorly, for something trying to be an actual currency alternative, that is set having something like it back decades, if it didn’t kill the idea of a currency that a country didn’t control.

              • Jiggle_Physics@lemmy.world
                link
                fedilink
                English
                arrow-up
                1
                ·
                5 months ago

                I think they have badly damaged the image of the idea of crypto entirely. Of course it has its cultists, then its fanboys, but most people who know about think it is a good idea with a bad execution that got latched on to by the worst type of people, in terms of promoting it, the scammers.

                Remember, we need market share growth vs traditional currency. That will be the metric to really decide how well it does at being an alternative to normal money.

                Hey, personally I wanted bitcoin to really blast through as a true money competitor. However it was immediately apparent they were more interested in turning it into the equivalent of digital precious gems, that was invested in to drive speculation. One day I hope we get a crypto-currency that is a true currency alternative, divorced from the state, and corporate entities. I really want that.