• 2 Posts
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Joined 1 year ago
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Cake day: July 10th, 2023

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  • Honestly, that’s just it. You’ll get people on the right using hyped rhetoric about “the left”, “liberals”, “leftists” and other synonyms that can be used to describe anyone from Hillary Clinton to AOC and beyond. Are there people (particularly in the “and beyond” category) that an average person may be concerned with? Sure. Are they clearly explaining that they don’t mean half the country? Absolutely not.

















  • Some of his advice (mainly the first “baby steps” of paying off debts and getting some money saved) is reasonable enough. Snowball method of paying off debt may not be the most mathematically advantageous, but it does give psychological quick wins to those who may need it most. Paying off high-interest loans first doesn’t mean much if you get frustrated and give up. Setting a budget is also important.

    Once you get past that his advice is pretty awful though. Yes, I use credit cards but I pay it off. Yes, I have a car loan but its interest rate is so low I pay a rounding error’s worth of interest through the life of the loan. No, I’m not paying my mortgage off on a 15-year schedule because its interest rate is plenty low as well and I’ve got better things to do with my paycheck.