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Speaking as someone from the West Island, I’ve found that tap to pay has made it a lot harder to have a budget for all the little things.
In the Before Times, I’d have $20 or $50 in my wallet. I could see the cash on hand drop off as I bought bits and pieces, and when that ran out it would be a natural pause to think about it while I went and got some more.
Now it’s just “Boop Boop Boop” and oh crap I’ve just spent $95 dollars on sandwiches and iced coffees this week.
You mention USDA food grade a lot. I will wager that’s not the case for a lot of grey market vapes. It will be at most, “best effort” food grade with the occasional “whoopsie not sure what was in that drum before we used it” thrown in to keep you on your toes.