Cities also like HOA’s cause they can push the burden of managing and maintaining infrastructure onto the HOA. One of the main reasons for their rise in popularity in the US recently

the main reason I didnt bother with tears of the kingdom

There were plenty of Jedi that retired to start families, the issue with Anakin was that he was trying to keep it secret. If the council had known, they would have worked it out, but he didnt tell them.