Key points:
Temperatures in that part of the Atlantic cooled off more rapidly than at any time in records extending back to 1982. This sudden shift is perplexing because the strong trade winds that normally drive such cooling have not developed.
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“We’ve gone through the list of possible mechanisms, and nothing checks the box so far.”*
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“It’s the latest episode in a string of events for a climate system that’s gone off the rails for a number of years,”*
They constantly force you to update or the app won’t work. I was already having issues with Revolut on GrapheneOS so I just closed my account and switched to Wise. The Revolut app was a bloated mess anyway.