Is it too much to ask for a car that doesn’t spy on me, is reasonably comfortable, is efficient, and maybe has a few extra “smart” features to help me not run into other people? I guess my bike will do for now.
I have a 17 year old car with ESP (electronic stability) and without any ‘smart’ stuff. I’ll run it until its last breath.
So they’ll lower rates if the data shows safe driving right? Right?
100% against everything being monitored and data sold like it is…… but part of me wishes there was a way to work towards getting bad drivers off of the roads.
This is not the way to do that as the insurance companies only have one goal and that is to raise profits.
But when you stand on any random street corner and 30-60 % of every driver driving by is looking down at their cell phone, it is very scary.
People don’t use turn signals, speed through residential neighborhoods, change lanes in the middle of intersections, it’s insane. We need to make our world less car reliant, it’s unacceptable.
You get rid of cars and you stop designing society to accommodate the one edge case where someone lives 100miles away from a city that they have to commute by car to everyday for some reason.
I live 100 miles away because I never want to deal with city slickers like you.
So why drive into the city?
So you don’t need society designed to accommodate your presence in a city, then?
You will never be able to take away someone’s license for bad driving if doing so basically makes them unemployable and incapable of taking care of themselves. We need cheap, practical alternatives to cars in order to reduce the impact of bad drivers.
This is exactly what was predicted as the result of corporate surveillance and targeted ads. They are part of schemes to extract more revenue from you. Another example is the rising premium for health insurance. But people apparently had “nothing to hide”!
Ugh. That reminds me of a time probably around 2012. I was working for a pretty large company, and they had our health insurance provider come in. The insurance provider was offering $100 to any employees that came in and gave a sample of blood. This was not a blood drive, they wanted samples. There was a line going down the hallway of people excited to get a benjamin. I encouraged them to get off the line because they were just going to use the data from the blood tests to raise our rates. Everybody laughed at me.
Couple months later all of our insurance rates got jacked up. Like how did people not see what was going on? Did they really think the insurance company was there to give away free money and not somehow turn a profit? Fucking bananas.
OK but why is my state mandated minimum insurance nearly $90 a month for a Toyota Prius that I only drive like 30 miles per week?
My liability only plan was $55 in 2018.
I’m over 30 years old with no tickets or accidents on my record.
Maybe the whole data farming thing is being used as an excuse also, but this is bullshit all up and down.
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My vehicle is not trackable but my insurance tripled in two years so there is more going on than data harvesting
Can’t wait till all the genealogy companies like 23 & me start selling our genetic information to insurance companies.
… you think they don’t? You need to read the fine print again. It’s not proven where it’s going, but they absolutely have the right to sell your genetic information and already do.
Here’s a “funny” story. Back in the day I was working (IT) for insurance companies. I’ve pitched an idea to one of the larges companies about a device connected to an OBD port to track a driver’s habits and adjust premiums based on that. I was turned down, but I heard from an unofficial source that the company was already testing such a device. That was 15 years ago.
All your anecdote tells me is that you have questionable ethics.
It’s rude to judge a person on the basis of a vague description of an idea. My idea was to collect the driver’s data (harsh breaking, rapid acceleration, previous history, etc.) and set the premiums accordingly. Someone who drove carefully would pay less and someone who drove recklessly would pay more. Keep in mind, this was back when Google was still a “don’t be evil” company and it was before the days of surveillance capitalism.
Keep in mind, this was back when Google was still a “don’t be evil” company and it was before the days of surveillance capitalism.
So you were an innovator in surveillance capitalism. I think that might be why the person you replied to said you have questionable ethics. I share this opinion.
