• spujb@lemmy.cafe
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    8 months ago

    maybe i am dumb so please help me out here but

    35% of people making more than $100k per year are living paycheck to paycheck

    how is this an indication of a significant struggle? $100k is a shit ton of money, no? that’s the fabled six figures? and that includes people making more? could not “living paycheck to paycheck” be chalked up to maxing out IRAs and 401ks followed by a decent chunk of using disposable income?

    edit thanks 4 the downvotes to my genuine question you guys are truly amazing 😻😇😎 my time on this website is better because of you ✨💫🤩

    • soEZ@lemmy.world
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      8 months ago

      Because many ppl that earn that kind of cash live in high col area…where ur expenses eat up everything unless u are dual income. In bay area u pay 3k a month for an apartment…and food/gas bills easely add up to 2k…its rough…

      • spujb@lemmy.cafe
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        8 months ago

        thanks for the response this makes a lot of sense

        i guess my mind cannot comprehend the finances of someone making more than i’ll ever hope to see 😭 so i have a hard time feeling bad for that population segment but maybe that’s something i should self reflect on

    • Semi-Hemi-Lemmygod@lemmy.world
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      8 months ago

      Once you get that fabled six figures you start doing things like getting married, buying a house, and starting a family. Child care is expensive. Health care for children is expensive. Houses are expensive, especially maintenance.

      If someone has a family of four and is making $100,000 a year I can definitely see them living paycheck to paycheck.

      • spujb@lemmy.cafe
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        8 months ago

        my opinion has already been swayed by other comments but this is not one of them, sorry haha

        i know many people with families, children, and houses who make less than half of six figures, who may never hope to get six figures