return2ozma@lemmy.world to News@lemmy.world · 2 days agoGen Z ask how millennials made it through 2008—All have the same answerwww.newsweek.comexternal-linkmessage-square34fedilinkarrow-up156
arrow-up156external-linkGen Z ask how millennials made it through 2008—All have the same answerwww.newsweek.comreturn2ozma@lemmy.world to News@lemmy.world · 2 days agomessage-square34fedilink
minus-squaresuperglue@lemmy.dbzer0.comlinkfedilinkEnglisharrow-up5·2 days agoWere they not invested in target retirement funds? If you do it right your portfolio shouldnt do that.
minus-squareFlexibleToast@lemmy.worldlinkfedilinkEnglisharrow-up4·2 days agoYou don’t even need to do that. Just use regular index funds and shift the percentage of your total investments to be more and more bond heavy as you get closer to retirement. Avoid those fees that those target funds have.
minus-squaresuperglue@lemmy.dbzer0.comlinkfedilinkEnglisharrow-up5·2 days agoSure yes of course thats another way to do it. As always, if you do it yourself it will be cheaper.
minus-squarejordanlund@lemmy.worldlinkfedilinkarrow-up3·2 days agoI don’t know what they were invested in, but I remember the weeping.
Were they not invested in target retirement funds? If you do it right your portfolio shouldnt do that.
You don’t even need to do that. Just use regular index funds and shift the percentage of your total investments to be more and more bond heavy as you get closer to retirement. Avoid those fees that those target funds have.
Sure yes of course thats another way to do it. As always, if you do it yourself it will be cheaper.
I don’t know what they were invested in, but I remember the weeping.