You’re right. I’m not from the USA and I’m not living paycheck-to-paycheck, but having ~6 months of expenses as savings is manageable. That depends on your situation, income, number of children, of course. Will be problematic when you’re earning in the lower income brackets, but for most people that should be a little bit under 10.000€ here in Germany.
After everything Matt has been doing in the last months, I’m totally not excited to see anything he backs or pushes.
There are a lot and in most cases you’ll notice when dealing with Americans, who are refusing to do stuff like the rest of the world. The meter and kilogram took over from hundreds of different measurement standards. Most of the world is using the same calendar and writes dates in the same way. Most countries are driving on the same side. Traffic signs are kind of the same worldwide. You can buy screws with the same standard everywhere.
We decided on some cheap silver rings. We really didn’t want to carry around something extremely valuable everywhere. Go swimming and lose 5000€ in the lake? Do some yard work and lose your diamond ring there? Getting mugged and the robber is getting something really expensive? No, thank you.
Expensive wedding rings & jewelery did make sense in the past when women were not allowed their own money, bank accounts etc. as a way to escape an abusive husband. Pawn your expensive wedding ring, get cash for the getaway. But we’re not living in the 50s, my wife has her own bank account, is earning her own money, so no need for something like that.
It’s actually quite simple - not sure how it does work under the hood, but take a look at your documents. Every insurance, employer or company has its own letterhead with logo, contact information and legalese. You just tell paperless on one document “hey, that is my insurance, please tag everything like this as insurance” and it will do that.
I own a lot of systems and games and, well, you have a point. Gaming on an original device is really nice, but everybody should really think hard about just buying some flash drives for their favorite systems. Games are mass produced. Nothing artsy there. Just mass produced entertainment. A CD-Rom with some nice prints on there. A plastic shell with a sticker. A box. Nice to look at and if you can get them cheap, buy them. But there is no reason to spend hundreds of dollars to buy that one game from some scalper.
TBH: Some games are really a stupid grindfest. I’m avoiding some games because grinding for hundreds of hours to get to the interesting parts is stupid and I don’t have the time for that. An AI that grinds for me would really be great.