Western perception of “Social credit” largely propaganda btw and if you believe it isnt then you got manipulated.

    • Obituarykidney@lemmy.worldEnglish
      28·
      4 days ago

      I defaulted on a loan and my credit score dropped down to 500. Still being chased by the debt collectors a year later and it’s gone back up to 700 by itself. I have no credit cards or anything. The whole thing is a joke.

      • Madzielle@lemmy.dbzer0.comEnglish
        11·
        4 days ago

        I’ve heard it enough in person

        “Just do a bank credit program. You give them $500 you don’t have and…” Fuck off

        • Saapas@piefed.zipEnglish
          9·
          4 days ago

          That sounds more like people coping with the system than endorcing it. “It is what it is” of course is counterproductive to dismantling it.