All cars are required to have insurance in most European countries, Germany included. Not sure if collateral damage by vandalism is covered by default, but most of the time you are covered against any damage that you yourself didn’t cause, so I assume it is covered.
Required insurance doesnt cover thing like that tho. It covers your liability not your car from the elements. For that you need at least partial coverage which tbh most people with Teslas probably have.
I can assure you if you have a second hand 10 year old car and it burns down, you’ll get 3000€ from insurance, and good luck finding a replacement for that money.
“They have insurance” doesn’t solve all problems when you’re struggling and need a car for work.
I can’t speak for Germany but my car insurance wouldn’t cover arson. It only covers liability, so if I cause damage or personal injury with my vehicle then my insurance kicks in and covers the other person’s damages. If I wreck my car in a single vehicle collision, a tree falls on it, or someone who doesn’t have insurance hits me then I get nothing. That is collision and/or comprehensive insurance that cover those situations respectively.
However I know that if I were to lease a vehicle, I would need to get comprehensive insurance as part of the lease agreement. These were probably leased so their insurance might cover it, definitely not all of those Tesla owners though.
All cars are required to have insurance in most European countries, Germany included. Not sure if collateral damage by vandalism is covered by default, but most of the time you are covered against any damage that you yourself didn’t cause, so I assume it is covered.
Required insurance doesnt cover thing like that tho. It covers your liability not your car from the elements. For that you need at least partial coverage which tbh most people with Teslas probably have.
Not so in Austria. Only Haftpflichtversicherung is required which only covers the car owner’s liability.
I can assure you if you have a second hand 10 year old car and it burns down, you’ll get 3000€ from insurance, and good luck finding a replacement for that money.
“They have insurance” doesn’t solve all problems when you’re struggling and need a car for work.
So you can buy another 10 years old car with that.
I can’t speak for Germany but my car insurance wouldn’t cover arson. It only covers liability, so if I cause damage or personal injury with my vehicle then my insurance kicks in and covers the other person’s damages. If I wreck my car in a single vehicle collision, a tree falls on it, or someone who doesn’t have insurance hits me then I get nothing. That is collision and/or comprehensive insurance that cover those situations respectively.
However I know that if I were to lease a vehicle, I would need to get comprehensive insurance as part of the lease agreement. These were probably leased so their insurance might cover it, definitely not all of those Tesla owners though.